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Making bank transactions is practically essential in everyday life either to make payments, transfers or receive money. But if you don’t have one or need another, we explain in detail what the Bancomer Digital Account is.
This is one of Bancomer’s most recent products, which seeks be the first contact between users and the bank. And even if you don’t have an account with them, you can create one.
The best thing is that it is very easy. You only need to provide your basic data and, of course, have your cell phone at your fingertips. But to clarify all doubts, we talked with Juan Carlos Arroyo, director of deposits and digitization of BBVA Bancomerwho answered your questions.
What is a Bitcoin and how to use it.
What is the Bancomer Digital Account.
It is an account designed to be used in the digital world. Ideal for those people who prefer to use channels such as the internet from their cell phone; almost no need to go to bank branches.
The Bancomer Digital Account has become so popular that, From September 2016 to the beginning of May 2017, the manager points out that more than 70,000 accounts have been opened. This far exceeds their expectations and they hope to far exceed their goal of 100,000 users, which was scheduled for next September.
This way you can open a Digital Account.
To understand what the Bancomer Digital Account is, it is best to try it. In this way, the first thing is download the Bancomer applicationwhich is available for free for iOS and Android.
Then, enter the app and select the option “I want a Bancomer account”, where you will have to provide the following information: Full name, address, CURP, cell phone number, number of your IFE/INE credential, email, create two passwords and sign.
At the end of the process, log in and start using your Bancomer Digital Account.
How the Bancomer Digital Account works.
Juan Carlos commented that the Bancomer Digital Account can be opened in a few minutes with a few steps. This helps you make transactions of up to 17 thousand pesos per monthmake withdrawals, receive money, and all without having a plastic.
All directly from your cell phone.
What is Bancomer Digital Account for?
Arroyo gave us some of the options where you can use it.
- To use it in mobile transfers (receive or send money) from Bancomer customers or from other banks.
- Withdraw money from ATMs without the need for a physical card.
- Pay services online.
- Mobile banking.
- Electronic commerce (Amazon type, Mercado Libre, all kinds of online stores).
- Self-service areas.
Benefits Bancomer Digital Account.
This is what Juan Carlos Arroyo told us.
- Open it whether or not you are a Bancomer customer.
- Open it whenever you want without going to a branch.
- Being able to withdraw money from any of the 11,500 Bancomer ATMs without having a physical card.
- The convenience of having a truly digital account.
- Carry out transactions 24 hours a day.
- Not having to carry a card in your wallet, avoiding exposing yourself to losing it or having it stolen.
What you cannot do with the Bancomer digital account.
For now you cannot make payments in physical stores, for example in the Oxxo, in the clothing store or any other that needs a card.
Digital Bancomer account cost.
Juan Carlos Arroyo comments that The Bancomer Digital Account does not have any cost; it’s totally free and you don’t need an initial deposit . Regarding the Bancomer digital account commissions, he points out that these do not exist. So there are no management fees, no annuities, or when using the application.
Keep this in mind…
Juan Carlos Arroyo indicates that the Bancomer Digital Account and savings, checking or payroll accounts are totally different. In other words, they work independently and if you want to have a Bancomer digital account, you must get it separately. And if you need a card, if you have to go to a branch.
Likewise, dYou must take into account that you do not have insurance in case someone misuses the funds. Due to this, Arroyo recommends safeguarding passwords and PINs so that criminals do not have access to them.
Now you know what the Bancomer Digital Account is. We invite you to tell us in the comments what you think of this banking solution, your experience if you already use it or what you would use it for.
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